{"id":380,"date":"2024-09-28T21:58:17","date_gmt":"2024-09-28T14:58:17","guid":{"rendered":"https:\/\/dautuchungkhoan.click\/?p=380"},"modified":"2024-09-28T21:59:18","modified_gmt":"2024-09-28T14:59:18","slug":"lai-kep-trong-dau-tu-chung-khoan","status":"publish","type":"post","link":"https:\/\/dautuchungkhoan.click\/index.php\/2024\/09\/28\/lai-kep-trong-dau-tu-chung-khoan\/","title":{"rendered":"L\u00e3i K\u00e9p Trong \u0110\u1ea7u T\u01b0 Ch\u1ee9ng Kho\u00e1n"},"content":{"rendered":"

L\u00e3i su\u1ea5t k\u00e9p <\/strong>hay c\u00f2n g\u1ecdi L\u00e3i k\u00e9p<\/strong>\u00a0“k\u1ef3 quan th\u1ee9 t\u00e1m c\u1ee7a th\u1ebf gi\u1edbi” hay “ph\u00e1t minh v\u0129 \u0111\u1ea1i nh\u1ea5t c\u1ee7a lo\u00e0i ng\u01b0\u1eddi”\u00a0 \u0111\u00e2y l\u00e0 l\u1eddi \u0111\u00e1nh gi\u00e1 c\u1ee7a thi\u00ean t\u00e0i Albert Einstein. Trong \u0111\u1ea7u t\u01b0 ch\u1eafc h\u1eb3n m\u1ecdi ng\u01b0\u1eddi c\u0169ng nghe n\u00f3i kh\u00e1 nhi\u1ec1u v\u1ec1 l\u00e3i k\u00e9p. Nh\u1eefng ai hi\u1ec3u \u0111\u01b0\u1ee3c gi\u00e1 tr\u1ecb c\u1ee7a n\u00f3 s\u1ebd ki\u1ebfm \u0111\u01b0\u1ee3c ngu\u1ed3n ti\u1ec1n l\u1ee3i nhu\u1eadn h\u1ea5p d\u1eabn v\u00e0 c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng cho nh\u1eefng m\u1ee5c ti\u00eau trong t\u01b0\u01a1ng lai.<\/p>\n

L\u00e3i k\u00e9p<\/strong> l\u00e0 m\u1ed9t ph\u1ea7n ti\u1ec1n l\u00e3i nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb vi\u1ec7c \u0111\u1ea7u t\u01b0 kinh doanh. T\u1eeb kho\u1ea3n ti\u1ec1n \u0111\u00f3 s\u1ebd \u0111\u01b0\u1ee3c c\u1ed9ng g\u1ed9p chung v\u1edbi ngu\u1ed3n v\u1ed1n ban \u0111\u1ea7u v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 ti\u1ebfp t\u1ee5c d\u00f9ng ngu\u1ed3n ti\u1ec1n \u0111\u00f3 ti\u1ebfp t\u1ee5c \u0111\u1ea7u t\u01b0 sinh ra l\u00e3i su\u1ea5t c\u00f3 gi\u00e1 tr\u1ecb cao h\u01a1n. Gi\u1eefa v\u1ed1n v\u00e0 l\u00e3i s\u1ebd c\u00f3 t\u1ec9 l\u1ec7 thu\u1eadn v\u1edbi nhau. v\u1ed1n g\u1eedi v\u00e0o c\u00e0ng nhi\u1ec1u th\u00ec ph\u1ea7n l\u00e3i s\u1ebd c\u00e0ng cao \u1edf nh\u1eefng giai \u0111o\u1ea1n \u0111\u1ea7u t\u01b0 v\u1ec1 sau.<\/p>\n

L\u00e3i k\u00e9p<\/strong>\u00a0\u0111\u01b0\u1ee3c hi\u1ec3u l\u00e0 vi\u1ec7c t\u00e1i t\u00edch l\u0169y, t\u00e1i \u0111\u1ea7u t\u01b0 s\u1ed1 ti\u1ec1n l\u00e3i nh\u1eadn \u0111\u01b0\u1ee3c. C\u00f3 ngh\u0129a l\u00e0 s\u1ed1 ti\u1ec1n l\u00e3i t\u1eeb kho\u1ea3n \u0111\u1ea7u t\u01b0 ban \u0111\u1ea7u s\u1ebd \u0111\u01b0\u1ee3c c\u1ed9ng d\u1ed3n v\u00e0o kho\u1ea3n g\u1ed1c tr\u01b0\u1edbc \u0111\u00f3 \u0111\u1ec3 ti\u1ebfp t\u1ee5c \u0111\u1ea7u t\u01b0 sinh l\u1eddi, \u1edf chu k\u1ef3 ti\u1ebfp theo. N\u1ebfu chu k\u1ef3 t\u00e1i \u0111\u1ea7u t\u01b0 n\u00e0y \u0111\u01b0\u1ee3c duy tr\u00ec li\u00ean t\u1ee5c trong th\u1eddi gian d\u00e0i s\u1ebd mang l\u1ee3i nhu\u1eadn v\u00f4 c\u00f9ng l\u1edbn so v\u1edbi kho\u1ea3n ti\u1ec1n g\u1ed1c ban \u0111\u1ea7u.<\/p>\n

C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i k\u00e9p cho nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n:<\/strong><\/h3>\n

FV = PV * (1+i)^n<\/strong><\/p>\n

Trong \u0111\u00f3:<\/p>\n

\u2022 FV \u2013 Future Value: S\u1ed1 ti\u1ec1n trong t\u01b0\u01a1ng lai nh\u1eadn \u0111\u01b0\u1ee3c<\/p>\n

\u2022 PV \u2013 Present Value: S\u1ed1 ti\u1ec1n ban \u0111\u1ea7u b\u1ecf ra<\/p>\n

\u2022 i \u2013 Interest Rate: L\u00e3i su\u1ea5t trong k\u1ef3<\/p>\n

\u2022 n \u2013 Number of terms: S\u1ed1 k\u1ef3 t\u00ednh l\u00e3i su\u1ea5t<\/p>\n

V\u00ed d\u1ee5:<\/em><\/strong> \u0110\u1ea7u n\u0103m 2021, b\u1ea1n d\u00f9ng 100 tri\u1ec7u \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n v\u00e0 \u0111\u1ea1t l\u1ee3i nhu\u1eadn 15% sau 1 n\u0103m. T\u1ed5ng ti\u1ec1n l\u00e3i sau 1 n\u0103m l\u00e0 15 tri\u1ec7u. \u0110\u1ea7u n\u0103m 2022, b\u1ea1n d\u00f9ng 100 tri\u1ec7u v\u1ed1n ban \u0111\u1ea7u c\u1ed9ng th\u00eam 15 tri\u1ec7u ti\u1ec1n l\u00e3i, t\u1ee9c v\u1ed1n \u0111\u1ea7u t\u01b0 m\u1edbi l\u00e0 115 tri\u1ec7u, \u0111em \u0111i \u0111\u1ea7u t\u01b0 v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t l\u00e0 15%\/n\u0103m. \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 c\u00e1ch \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t k\u00e9p trong \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n. N\u1ebfu gi\u1eef v\u1eefng phong \u0111\u1ed9 \u0111\u1ea7u t\u01b0 v\u1edbi t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn kh\u00f4ng \u0111\u1ed5i, sau 3 n\u0103m \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n (v\u00e0o \u0111\u1ea7u n\u0103m 2024), t\u1eeb 100 tri\u1ec7u ban \u0111\u1ea7u, b\u1ea1n s\u1ebd thu \u0111\u01b0\u1ee3c 152,08 tri\u1ec7u \u0111\u1ed3ng. V\u1eady l\u00e3i k\u00e9p trong \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n c\u1ee7a b\u1ea1n l\u00fac n\u00e0y l\u00e0 152,08 tri\u1ec7u \u2013 100 tri\u1ec7u = 52,08 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

\u1ee8ng d\u1ee5ng l\u00e3i k\u00e9p trong \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n<\/strong><\/h3>\n

Vi\u1ec7c t\u00e1i \u0111\u1ea7u t\u01b0 t\u1eeb l\u1ee3i nhu\u1eadn v\u00e0 kho\u1ea3n v\u1ed1n ban \u0111\u1ea7u \u0111\u1ec3 mua th\u00eam ch\u1ee9ng kho\u00e1n<\/a> s\u1ebd gi\u00fap t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n t\u0103ng l\u00ean nhanh ch\u00f3ng v\u00e0 qu\u00e1 tr\u00ecnh n\u00e0y l\u1eb7p \u0111i l\u1eb7p l\u1ea1i trong m\u1ed9t kho\u1ea3ng th\u1eddi gian \u0111\u1ee7 d\u00e0i l\u1ee3i nhu\u1eadn c\u1ee7a b\u1ea1n s\u1ebd t\u0103ng theo c\u1ea5p s\u1ed1 nh\u00e2n.<\/p>\n

\u0110\u00f2n b\u1ea9y l\u00e0 m\u1ed9t c\u00e1ch \u0111\u1ec3 t\u0103ng l\u00e3i k\u00e9p trong \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n, b\u1eb1ng c\u00e1ch vay ti\u1ec1n th\u00eam t\u1eeb c\u00f4ng ty ch\u1ee9ng kho\u00e1n qua nghi\u1ec7p vay margin, b\u1eb1ng c\u00e1ch n\u00e0y b\u1ea1n c\u00f3 th\u1ec3 t\u0103ng v\u1ed1n \u0111\u1ea7u t\u01b0 \u0111\u1ec3 ki\u1ebfm l\u1ee3i nhu\u1eadn t\u1eeb nh\u1eefng \u0111\u1ee3t t\u0103ng gi\u00e1 c\u1ee7a c\u1ed5 phi\u1ebfu<\/a>, c\u00f9ng v\u1edbi \u0111\u00f3 d\u00f9ng \u0111\u00f2n b\u1ea9y t\u00e0i ch\u00ednh c\u0169ng g\u00e2y n\u00ean t\u1ed5n th\u1ea5t cho ng\u01b0\u1eddi d\u00f9ng n\u1ebfu th\u1ecb tr\u01b0\u1eddng c\u00f3 di\u1ec5n bi\u1ebfn kh\u00f4ng t\u1ed1t, b\u1ea1n n\u00ean c\u00e2n nh\u1eafc k\u1ef9 l\u01b0\u1ee1ng tr\u01b0\u1edbc khi ra quy\u1ebft \u0111\u1ecbnh.<\/p>\n

B\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng ti\u1ec1n ti\u1ebft ki\u1ec7m h\u00e0ng n\u0103m c\u1ee7a c\u00f4ng vi\u1ec7c t\u1ea1o ra thu nh\u1eadp, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ea7u t\u01b0 \u0111\u1ecbnh k\u1ef3 v\u00e0 l\u00e3i k\u00e9p s\u1ebd gi\u00fap b\u1ea1n bi\u1ebfn s\u1ed1 v\u1ed1n \u0111\u00f3 th\u00e0nh kho\u1ea3n ti\u1ec1n kh\u1ed5ng l\u1ed3 trong m\u1ed9t kho\u1ea3ng th\u1eddi gian \u0111\u1ee7 d\u00e0i.<\/p>\n

C\u1ee5 th\u1ec3 m\u00ecnh s\u1ebd l\u1ea5y m\u1ed9t v\u00ed d\u1ee5 \u0111\u1ec3 t\u00ednh hi\u1ec7u qu\u1ea3 c\u1ee7a l\u00e3i k\u00e9p: b\u1ea1n \u0111i l\u00e0m v\u00e0 m\u1ed7i th\u00e1ng ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c 2 tri\u1ec7u, sau 1 n\u0103m b\u1ea1n c\u00f3 24 tri\u1ec7u mang \u0111i \u0111\u1ea7u t\u01b0 v\u1edbi l\u00e3i su\u1ea5t 15%\/n\u0103m, li\u00ean t\u1ee5c trong 20 n\u0103m. V\u1eady sau 20 n\u0103m s\u1ed1 ti\u1ec1n b\u1ea1n b\u1ecf v\u00e0o l\u00e0 480<\/strong> tri\u1ec7u c\u00f2n s\u1ed1 ti\u1ec1n b\u1ea1n th\u1ef1c nh\u1eadn l\u00e0 2.824.442.880<\/strong> \u0111\u1ed3ng.<\/p>\n

\"\"<\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

L\u00e3i su\u1ea5t k\u00e9p hay c\u00f2n g\u1ecdi L\u00e3i k\u00e9p\u00a0“k\u1ef3 quan th\u1ee9 t\u00e1m c\u1ee7a th\u1ebf gi\u1edbi” hay…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[84],"class_list":["post-380","post","type-post","status-publish","format-standard","hentry","category-blog","tag-lai-kep-trong-chung-khoan"],"_links":{"self":[{"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/posts\/380","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/comments?post=380"}],"version-history":[{"count":2,"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/posts\/380\/revisions"}],"predecessor-version":[{"id":383,"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/posts\/380\/revisions\/383"}],"wp:attachment":[{"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/media?parent=380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/categories?post=380"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dautuchungkhoan.click\/index.php\/wp-json\/wp\/v2\/tags?post=380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}